Living in the UAE
UAE Personal Loan Minimum Salary: What the 2025 Rule Really Changed
The UAE no longer imposes one government-set minimum salary for every personal loan, but banks can—and still do—set their own salary thresholds and credit rules. The removal of the former AED5,000 regulatory floor in November 2025 means a bank may consider a lower-income applicant. It does not mean every salary qualifies, that AED3,000 guarantees approval,…
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